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Banks have become 'picky' with consumer credit: VantageScore CEO
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Interest rates aren’t the only reason you should shop around when it comes to a mortgage, if your lender doesn’t answer all your questions or treat you well as a person, go somewhere else! And Nope you won’t hurt your credit score by shopping around if you stick to the following parameters. VantageScore, uses a 14-day window in which all credit inquiries for a mortgage are “de-duplicated” and treated as one inquiry, meaning if you apply for a mortgage through multiple lenders they will all count
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