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Here’s how to remove it ⬇️ Debt collectors hope you never find out about this loophole. When the original creditor sells your debt, the new collection agency has no legal contract with you. That means they must prove you owe it or they’re required to delete it. (And most of them can’t.) Dispute it, and it can be wiped from your credit report in 30–90 days using my exact dispute letters. This works for: student loans, hospital bills, repos, evictions, collections, late payments—everything. If the
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if you have collections from Portfolio Recovery associates, lvnv funding, Midland credit management, Jefferson capital, or any other debt collection agency hear me out. you need to ask for four things that will invalidate that and have them remove it off of your credit report. this is your right under the fair debt collection practices act the fdcpa. the agency must provide this information before continuing with collection efforts
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