Learn how to calculate average outstanding credit card balances and understand their effect on interest, credit scores, and financial health, ensuring smarter financial decisions.

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit ...

J.P. Morgan research shows high credit card debt lowers retirement plan balances and increases loan risk, impacting long-term ...

The updated UltraFICO score uses real-time bank data from 12,000 institutions to show lenders the full financial picture beyond payment history. Steep rise in empty homes is 'a catastrophe' Iowa State ...

Affinity Federal Credit Union today announced the launch of its new Medicare Planning Services, offered in partnership with MedicareCU, an independent insurance agency specializing in Medicare ...

As President Donald Trump touts new deals to cut the cost of blockbuster drugs like Wegovy and Zepbound, he’s barely mentioned Medicare’s drug price negotiation program — even though the government is ...

The debt includes mortgages, car loans, credit cards and student loans. Americans’ household debt levels – including mortgages, car loans, credit cards and student loans – are now at a new record high ...

The report finds that the combined impact of actual 2026 Medicare Part D negotiated drug prices and expected 2027 prices through will negatively impact access to prescription drugs. “SCPC has worked ...

A federal rule restricting the debt’s inclusion has been canceled. Now, the consumer bureau is trying to overturn state restrictions. By Ann Carrns A court ruling this summer canceled a Biden-era ...

In the midst of Medicare’s annual open enrollment period, a government tool designed to look up and compare plans has created massive headaches for older Americans. Federal health officials are now ...

Credit card balances have dropped 2.5% in the past 12 months – the largest decline we've seen since the height of the COVID-19 pandemic in 2020 – and credit card spending has dipped for the third time ...