The Fed rate just hit its lowest level in years, but whether mortgage rates fall now depends on a few factors.

There's good and bad news for home shoppers hoping for lower mortgage rates in 2026 — they're likely to fall more in the new ...

With the Fed’s third rate cut this year, refinancing your mortgage at a 0.50% lower rate can save you over $40,000. Here are ...

Explore current mortgage rates and what they mean for homebuyers.

Mortgage Research Center. Rates averaged 5.37% for a 15-year financed mortgage and 6.09% for a 20-year financed mortgage.

The average mortgage rate on a 30-year term is 6.12% as of December 15, 2025, according to Zillow. That's a slight bump up ...

The average interest rate on a 30-year, fixed-rate mortgage jumped to 6.19% APR, according to rates provided to NerdWallet by ...

The FOMC cut interest rates as expected on Dec. 10, but mortgage rates are unlikely to fall further as a result.

Research has shown that FHA buyers have been intentionally excluded from the housing market in the past. What’s surprising is ...

Having a strong, stable income will also improve your borrower profile and put you in a good position to negotiate. Having ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...