A HELOC can be a flexible, low-cost borrowing option for homeowners, but is it the best way to borrow money now?

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

HELOC rates could fall in 2026 if the Fed rate-cutting trend continues, but there are other possibilities, too.

That’s exactly the spot Josh from Seattle said he was in when he called The Ramsey Show (1). Josh’s plan was to convert the ...

HELOCs might seem like an easy way to turn rising home equity into cash, especially when you’re struggling to make more than ...

As of the third quarter, Americans owe $1.23 trillion in credit card debt, an all-time high, the New York Fed says.

Possibly as a result, Americans have pulled back on spending. A delayed report from the Department of Commerce shows that ...

The average interest rate on a 30-year, fixed-rate mortgage jumped to 6.19% APR, according to rates provided to NerdWallet by ...

Home equity is a major source of wealth for many Americans. Can it help retirees pay for a major expense? This article ...