“If you’ve got a low score but you have strong income and a good loan-to-value ratio, you can get refinanced,” Goodall said. Most lenders cap loan amounts at 125% of a car’s value. If your car is ...

A good auto loan rate depends on your circumstances and the vehicle. In December 2025, the average new car loan rate was 6.90 ...

Installment loans give you something even more valuable than money: Time. Borrowers receive a lump sum of cash and repay the debt in regular, scheduled installments. If you have bad credit, though, ...

Debt is often discussed in negative terms, but debt isn’t just good or bad. It falls on a spectrum, and how you manage it plays a big role in how it impacts your finances.

Tilbanie said that without a plan for your money, “you borrow all over the place”, and with that comes a loss of peace. She ...

Every year, millions of Americans file their taxes as early as possible because they’re counting on their tax refund to cover ...

Better reports that 50-year mortgages could lower monthly payments for buyers but lead to significantly higher interest costs ...

In the fast-paced world we live in today, managing money isn’t an easy task. We have to keep up with rent and gas prices, while still trying to save up ...

You walk away with less debt, no required full coverage, and no $530 insurance bill chasing you every month. It also cuts off the long-term pain of an 18% car note, which is the financial equivalent ...

Housing remains the top financial concern for Australians amid unrelenting cost of living issues, though many are continuing ...

A new Nissan Juke is coming, which means there are great offers to be had on the current one. It’s our Deal of the Day for ...

Antoinette, a 62-year-old truck driver from Fort Worth, Texas, recently called into “The Ramsey Show” with a direct question: ...