APY APY stands for Annual Percentage Yield, which is the actual rate of return per year, including compound interest. The APY is typically the rate you'll see featured for the CD you're considering.

Alessandra Malito is a retirement reporter based in New York. She holds the Chartered Retirement Planning Counselor™ and Chartered Financial Consultant® designations. You can follow her on Twitter ...

Have you ever wondered why we pay for expensive task-management apps when a tool you likely already have, Excel, can do the job just as well, if not better? Despite the hype around sleek, subscription ...

You don’t need to pay $30 per month for these latest Office AI features. You don’t need to pay $30 per month for these latest Office AI features. is a senior editor and author of Notepad, who has been ...