Retirees with significant assets often have to plan around required minimum distributions (RMDs). If you already have ...

Roth IRAs are one of the most popular ways to save for retirement, but it can be tough to keep the various Roth rules ...

A better solution (with no lookback period) is a Roth conversion. Converting only around $200,000 to a Roth IRA can easily eliminate the entire $252,516 tax bill.

With a Roth conversion, you may move all or part of the balance of the retirement assets within your existing traditional, SEP or SIMPLE IRA, or a 401 (k) plan into a Roth. You will pay income tax ...

While oversimplified, this example illustrates that you can save $6,000 in taxes by simply waiting for lower market valuations before converting money to Roth IRA. Well-planned Roth conversions ...

Required minimum distributions (RMDs) from pre-tax retirement accounts can have a number of unintended consequences. These ...

Often, we fail to consider the huge opportunity to accumulate wealth by the combination of the lack of RMDs and the long-term compounding opportunities presented by a Roth.

Roth IRA conversions might seem like old news, but today’s tax and economic environment warrants a fresh look at the benefits of converting a traditional individual retirement account to a Roth ...

Even if you convert a brand-new IRA consisting strictly of aftertax contributions (because you're doing a "backdoor Roth," for example), your taxes due upon that conversion will depend on the tax ...

Since the 15% bracket phases out at $89,075 this year, they could convert $24,075from their traditional IRA to a Roth in 2015 without propelling themselves into the 24% tax bracket.