Competitive credit could offer nine-figure cost benefits, according to a study VantageScore cited. Meanwhile, FICO added a tool to help borrowers qualify.

VantageScore was designed to improve mortgage default prediction and prevent the next financial crisis.

A recent policy change allowing greater competition in mortgage credit scoring could generate nearly $650 million in annual ...

Director Bill Pulte's July 2025 decision to authorize VantageScore 4.0 for competitive use in GSE-conforming mortgages saves the U.S. mortgage industry more than $600 million in the first year under a ...

Experts from VantageScore are taking measured reactions when reviewing the January data highlighted in the latest edition of ...