Do you have a VA loan and want to lower your monthly mortgage payments? A VA Streamline Refinancing or Interest Rate Reduction Refinance Loan (IRRRL) could be viable. It comes with several benefits, ...

The VA Interest Rate Reduction Refinance Loan (IRRRL) is a refinancing option for veterans with existing VA-backed home loans. Refinancing a home mortgage can be a complex and lengthy process unless ...

If you took out a government-backed mortgage over the last two years, you’re probably watching interest rates fall and wondering when to refinance. But before you take the refi plunge, you need to ...

The online request to our Sunday “Real Estate Today” show held a hint of desperation. “I need to nail down a lower rate,” Howard wrote. “But I am getting different opinions about my wife’s VA loan.” ...

You have a VA home loan and are considering a refinance. Whether it’s to get a lower interest rate and more affordable monthly payments or to tap into your home equity, refinancing could be a wise ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

Mortgage rates started to climb in late 2021. As a result, refinance activity decreased gradually and subsided altogether by 2023. During the initial quarter of 2023, the number of new loans initiated ...

A mortgage refinance allows you to exchange your existing home loan for a new one, usually to get a lower interest rate or a different term length. It can help you cut your monthly payments, pay off ...

You’ll need a credit score of at least 620 for a conventional refinance. Credit score minimums for other types of refinances range from 580 to 700 or higher. Refinances, like purchase mortgages, come ...