There's good and bad news for home shoppers hoping for lower mortgage rates in 2026 — they're likely to fall more in the new year but shouldn't drop much below 6.0%, if they reach that. But the decrease may help you afford a home .

When comparing FHA and VA loans, the biggest differences come down to who qualifies and what you pay. An FHA loan is a government-insured mortgage available to most homebuyers wit

Monday’s snapshot of average mortgage rates signaled uneven moves across major loan types, offering homebuyers a timely check on costs as the spring market builds. The update, released at the start of the week,

With the Fed’s third rate cut this year, refinancing your mortgage at a 0.50% lower rate can save you over $40,000. Here are the best lenders to choose from.

A new Veterans United Home Loans analysis found that more than 58,000 VA loans went unused in 2024 — representing nearly $28 billion in potential mortgage volume. Despite the VA loan’s benefits, usage remains inconsistent nationwide, with high-cost ...