Want guaranteed income in retirement without an annuity? Try laddering I bonds.

The new I-bond interest rate could be 5.5% or 5.4%, but that shouldn’t change your strategy.
Yahoo Finance

Why Some Retirees Keep 25% of Their Portfolio in Cash and Treasuries

Retirees holding 25% in cash and short-term Treasuries avoid forced stock sales during downturns, protecting the remaining portfolio from permanent damage. The first 10 years of retirement carry the ...

Ross Gerber says retirees can lock in 5% returns with government bonds. 'It's like a dream come true'

While investors pour money into artificial intelligence stocks and chase the next big market winner, wealth manager Ross ...
24/7 Wall St.

Mom Is 66 And Wants To Put 40% Of Her Retirement Into 10-Year Treasuries To Live Off The Interest With Yield Hitting 5.24%. Is It A Crazy Idea?

A retired woman wants to lock 40% of her savings into 10-year Treasuries and live off the interest, but the bond question may be the least urgent problem her family needs to address.

Annuity or Treasury Ladder? What a 67-Year-Old With $600,000 Gets From Each

One choice pays for a decade and hands your principal back. The other pays until you die but takes the lump sum for good. With rates swinging after a hot jobs report, a $600,000 nest egg faces a ...
24/7 Wall St.

The 5% Treasuries Will Go in His Roth and the Stocks in His IRA. Over 20 Years That Will Be the Most Expensive Decision He Never Noticed

Putting safe Treasuries in the Roth feels like protecting tax-free growth, but that instinct quietly works against the account's biggest advantage. The order he chose matters more than the investments ...