Shopping for a mortgage, car loan or student loan? Make sure you know the 45-day rule Written By Written by Contributor, Buy Side Ben Luthi is a contributor to Buy Side and an expert on credit, loans, ...

A hard inquiry occurs when you apply for a credit card, a mortgage or another type of loan. Hard inquiries can reduce your credit score anywhere from zero to five points, depending on the details in ...

Soft credit checks won’t impact your credit score, but the same can’t be said of hard credit inquiries. Katie covered all things how-to at CNET, with a focus on Social Security and notable events.

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...

When you apply for any kind of credit, the application triggers a hard inquiry on your credit report which can cause your credit score to drop a few points (although the drop is temporary). The good ...

A soft inquiry pulls enough of your credit history to determine your creditworthiness; a hard inquiry is a formal review of your credit report. Many or all of the products on this page are from ...

TransUnion, one of the three largest credit bureaus in the U.S., has agreed to a $23 million class action settlement to resolve claims it failed to remove disputed hard inquiries from consumers' ...

First-time credit card applicants often don't know what they're walking into. Here's what happens when you apply, and what to ...

Regularly monitoring your credit reports and scores can be an important part of managing your finances. However, some people worry that they’ll be punished for checking their credit. Fear not.

Note to readers: Visit our Coronavirus Information Center for more information about how the response to the outbreak affects your student debt, and other forms of financial hardship. Your credit ...