Payment history is perhaps the most critical factor that lenders assess when determining loan interest rates for prospective borrowers. Put simply, this financial chronology reflects your ability to ...

SEATTLE — FICO, the company behind the most widely used credit scoring models in the U.S., has developed two new algorithms that, for the first time, will incorporate buy now, pay later (BNPL) payment ...

A new report finds that scores dropped the most for those age 18 to 29. Here’s how to deal with a drop in your score. By Ann Carrns Young adults, those 18 to 29, are starting to see the negative ...

Missed payments will be reported as a forbearance rather than as delinquencies. But your credit score could still be affected. By Tara Siegel Bernard With federal student loan payments due again for ...