FICO Scores are the most common scores used by lenders across the U.S. There are multiple versions of FICO scores, each using different criteria. Differences are typically minor and unlikely to impact ...

Lenders use FICO auto scores to determine consumers' creditworthiness for car loans Carrie Pallardy has more than nine years of experience writing about a range of topics, including healthcare and ...

A simple three-digit number can determine whether or not you can finance your next home or car, and it can also stipulate ...

A car is an expensive purchase that often requires financing. Nearly 80% of new car buyers took out a loan or a lease in 2023, according to Experian, as did almost 38% of used car buyers. Your credit ...

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...

FICO scores are the most widely used type of credit score. Most FICO scores range from 350 to 850, and a score of 670 or higher is considered good. If your FICO score is on the low side, you can take ...