Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

Explore business credit scores, learn how they work, factors affecting them, and effective strategies to improve them for better loan opportunities and growth.

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

It's especially important to check if you're retired. If identity thieves wanted to steal a person's credit identity -- ...

If your credit score is stuck below 500, chances are it is not bad luck but a few repeat mistakes quietly pulling it down.

Credit score rules for mortgages are changing in 2026, which may help first-time homebuyers.

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

You checked your score, felt confident, applied for the card and still got rejected. If that left you confused, you are ...

A credit card closure can alter the credit mix, reduce credit ageing, increase the credit utilisation ratio, or halt the ...

To minimize the impact on your credit score when closing a card, ensure that there is no or minimal effect on your credit mix ...