Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...

The average FICO credit score across the U.S. has fallen for a second year in a row. The latest statistics from Fair Isaac ...

Explore business credit scores, learn how they work, factors affecting them, and effective strategies to improve them for better loan opportunities and growth.

The national average credit score is in the low 700s, according to credit bureaus Equifax and Experian. Key Takeaways. Your ...

Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the "seven-year rule." ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

Credit score rules for mortgages are changing in 2026, which may help first-time homebuyers.

Many borrowers believe that closing a personal loan—whether by completing the full tenure or making an early ...