Vanguard’s VRIF ETF is tilting toward bonds to provide retirees stable income, balancing caution with a 4% annual payout target.

According to the CDC's latest data, U.S. life expectancy at birth reached 79.0 years of age as of 2024, the highest on record and a full 0.6-year increase from the prior year. More relevant for ...

Target-date strategies continue to be the go-to retirement savings vehicle for US workers, with over $4 trillion in assets invested in these investments at the end of 2024. That’s larger than all but ...

Asset allocation spreads your dollars across stocks, bonds and cash based on your goals, age and risk tolerance. Many, or all, of the products featured on this page are from our advertising partners ...

Noting that nearly half of Americans have nothing saved for retirement and the median 401(k) balance is less than $10,000, Morningstar set out in a new report, “Easing the Retirement Crisis,” to ...

When planning for retirement, most investors concentrate on what to invest in—stocks, bonds, cash, and other assets. But an equally important, and often overlooked, decision is asset location—which ...

Asset allocation is the process of dividing your investments between different asset classes, such as shares, bonds, property, cash and gold.Here's how it works.