Explore how Base I, the first real-time credit card authorization system, revolutionized transactions and paved the way for modern electronic payments.

Financial institutions regularly improve their products and services to retain customers and attract new ones. Bank of America did just that with its revamped credit card rewards, and Redditors were ...

A Reddit user is concerned because Bank of America cut his credit limit. He’s not sure why his limit was reduced by over $5,000. Possible reasons for a credit limit reduction include not using the ...

Many Americans carry a balance on their credit cards. In the first quarter of 2025, U.S. consumers’ credit card balances totaled $1.18 trillion, according to the Federal Reserve Bank of New York.

We humans are suckers for free stuff. And it can cloud our ability to judge the true value of a deal. That’s why credit card rewards can be so alluring — free concerts, flights and airport lounge ...