Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. A 401(k) is an employer-sponsored savings plan that allows ...

You won't be able to make new contributions or take withdrawals Reviewed by Khadija Khartit Fact checked by Vikki Velasquez ...

What you don't know about your 401(k) retirement plan can hurt you. Some call planning how much you'll need for retirement the magic number. If only it was that simple. Getty Images — -- Many ...

Like all financial decisions, retirement planning should be unique to your preferences, resources and needs. With pensions at a premium and the future of Social Security increasingly insecure, most ...

This is an archived article and the information in the article may be outdated. Please look at the time stamp on the story to see when it was last updated. People 50 and older were already able to put ...

The White House has confirmed plans to allow cryptocurrencies and other alternative assets in 401(k) retirement accounts through an upcoming executive order by President Donald Trump. According to a ...

The 401(k) retirement savings plan is undergoing changes in 2025 aimed at enhancing retirement savings opportunities for many Americans, particularly older workers. The new rules include higher ...

We’ve come full circle on retirement saving. Just 15 years ago 401(k) plans were widely embraced. Workers enjoyed managing their own money, believing that 10% annual returns for life would be a layup.

If you're a new investor, you have several decisions to make. For example, you must determine where to invest. Ideally, you want an investment vehicle that allows your money to grow steadily over time ...

Every time you move between jobs, your 401(k) retirement balance doesn’t automatically move with you. You can roll it over to a new account, cash it out, or just leave it behind. Millions of Americans ...

For personal finance guru Dave Ramsey, one retirement account option stands apart from the rest. Ramsey recommended contributing to a company-administered 401(k), but not necessarily the traditional ...